Texas comes in at the bottom when it comes to long term and nursing home care in the United States, according to a recent report released by AARP. Long Term Care Scorecard With an increase in both the cost of long term care and the demand for it, some states are struggling to keep an ...
As we age, we are constantly faced with change, but possibly none as overwhelming as the change that comes with waning health. Long term care is a common part of retirement and considering 7 in 10 American seniors will need long term care at one point, you’d think it would be a common part of ...
Planning for retirement takes time and understanding of the various factors that may affect your ability to avoid outliving your savings. There are several myths that abound regarding retirement, specifically health care in retirement, which often hinder people from making the best decisions people when it comes to their finances. It’s important to be aware ...
For people who receive both Medicare and Medicaid benefits from the state of Texas, things might be getting a whole lot easier. The state of Texas just received approval from the federal government to test an idea that would combine the delivery of Medicare and Medicaid benefits to individuals enrolled in both programs. Why the ...
In light of National Nursing Home Week, which was celebrated May 11-17 this year, it seems prudent to discuss some current issues facing nursing homes across the state of Texas. Texas has had it’s fair share of negative light shone on nursing homes across the state, but two violent attacks in Houston long term care ...
Texas seniors face a myriad of health problems and are stuck with some of the worst nursing home quality in the nation, according to a recent report. Texas Falls in Ranking The United Health Foundation released their annual Senior Health Report that ranks each state based on the health and healthcare of seniors in that ...
Have you devised a plan to pay for your health care costs in retirement? If you live in Texas, did you know that just one year of nursing home care costs more than $65,000? Are you prepared to cover that kind of cost should you suddenly need care? If not, a program exists in your state ...
Shopping for insurance isn’t something that should be rushed. Buying an insurance policy isn’t like buying a new shirt; it’s a process that requires a lot of serious thought and consideration. Take Your Time, But Don’t Procrastinate Because buying insurance is a matter that shouldn’t be taken lightly, we understand the importance of taking your ...
It’s something no one looks forward to, but every one should be prepared for, and I’m not talking about long term care itself (although that applies, too). Premium rates on Long Term Care Insurance policies can go up and it’s up to the consumer to plan for this potential change and hedge their risk of ...
I came across an article recently that addresses the current health crisis happening across our nation and provides a common sense solution to help improve the health of the people of the United States and prevent the same problems from happening in the future. Helping People with their Health A story in the Statesman Journal ...
We speak with consumers every day, most of them interested in buying a Long Term Care Insurance policy. What we find is that many of them are overwhelmed or confused by their various options and therefore less willing to make a decision. That’s why we put so much time and effort into helping educate consumers ...
Texas nursing homes are not being monitored enough and facilities with violations are not being properly penalized, according to a new report released by the Texas Department of Aging and Disability Services. DADS Report The Sunset Advisory Commission released the report earlier this month detailing issues found within the 13 state supported living centers in ...