Texas Announces Plans to Combine Medicare and Medicaid Benefits

For people who receive both Medicare and Medicaid benefits from the state of Texas, things might be getting a whole lot easier. The state of Texas just received approval from the federal government to test an idea that would combine the delivery of Medicare and Medicaid benefits to individuals enrolled in both programs.

Why the Change?

Officials say that the combination of the two services could help make it simpler for enrollees to receive their benefits while also potentially reducing costs for both the state and federal …

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Scathing New Report Reveals Texas Nursing Homes Lack Enforcement and Oversight and Recommends Closing Austin Facility

Scathing New Report Reveals Texas Nursing Homes Lack Enforcement and Oversight and Recommends Closing Austin Facility

Texas nursing homes are not being monitored enough and facilities with violations are not being properly penalized, according to a new report released by the Texas Department of Aging and Disability Services.

DADS Report

The Sunset Advisory Commission released the report earlier this month detailing issues found within the 13 state supported living centers in Texas and putting forth a number of recommendations for legislators. The report followed investigative coverage conducted by KVUE that revealed a rise in the prevalence of abuse in nursing homes across the …

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In Wake of National Nursing Home Week, Understanding How to Choose a Long Term Care Facility Is As Important As Ever

In Wake of National Nursing Home Week, Understanding How to Choose a Long Term Care Facility Is As Important As Ever

In light of National Nursing Home Week, which was celebrated May 11-17 this year, it seems prudent to discuss some current issues facing nursing homes across the state of Texas. Texas has had it’s fair share of negative light shone on nursing homes across the state, but two violent attacks in Houston long term care facilities recently brought the subject back into the spotlight again.

Do Your Research on Nursing Homes

The brutal occurrences, which left two men dead and one critically injured, bring up yet again …

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Texans Can Benefit from Long Term Care Partnership Program

Texans Can Benefit from Long Term Care Partnership Program

Have you devised a plan to pay for your health care costs in retirement? If you live in Texas, did you know that just one year of nursing home care costs more than $65,000? Are you prepared to cover that kind of cost should you suddenly need care? If not, a program exists in your state to help you plan.

Help Planning for Long Term Care

The Texas Long Term Care Partnership Program helps encourage long term care planning across the state of Texas. Long term care is becoming …

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Shopping for Long Term Care Insurance Made Easy

Shopping for Long Term Care Insurance Made Easy

We speak with consumers every day, most of them interested in buying a Long Term Care Insurance policy. What we find is that many of them are overwhelmed or confused by their various options and therefore less willing to make a decision. That’s why we put so much time and effort into helping educate consumers about the different options and why it’s so important to plan ahead.

Shopping for Long Term Care Insurance is one thing that seems to be intimidating to people. Not only do …

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Long Term Care in Texas Costs How Much?

Long Term Care in Texas Costs How Much?

Living a long life isn’t an uncommon desire; in fact, it’s quite common to hear someone say they want to live to 100 years old (or even older!). With a long life come certain changes, though. Long term care is one of them. If you are planning to live a long life, you must also be prepared for the high financial risk that long term care poses.

Genworth Financial recently published their 2014 Cost of Care Survey, which details just how expensive long term care is …

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How Genworth Handles Policyholder Services

How Genworth Handles Policyholder Services

In a recent short video about Genworth’s Long Term Care Insurance division, President and CEO Tom McInerney addressed the company’s approach to policyholder services.

Consumer Needs

McInerney expressed what a fantastic job Genworth does of meeting the needs of consumers looking to get coverage for long term care. They also perform well when the consumer is in the most need, which is when they are actually making a claim.

Genworth has a great reputation in the industry, according to McInerney, of paying claims reliably and helping guide claimants …

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Boomers Lag on Preventative Services that Could Help Improve Health

Boomers Lag on Preventative Services that Could Help Improve Health

Keeping up with your health as you age can seem difficult. With work, family, bills to pay, and errands to run, you may think that focusing on your health isn’t as important in your middle-aged years, but a recent report shows it’s more important than ever.

Preventative Care in Middle Age

A report by the AARP Public Policy Institute found that most middle-aged adults significantly underuse preventative services that are recommended for their age group and it often leads to detrimental consequences.

Services like mammograms, pap tests, colorectal …

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The Cost of Long Term Care in Texas – Can You Afford to Self-Insure?

The Cost of Long Term Care in Texas – Can You Afford to Self-Insure?

Self-insuring for long term care is a pretty common topic in the news these days, but how can you know if it’s the right decision for you or not? The truth is, self-insuring is really only possible for a small and specific group of people. It isn’t the best idea for most people, and there are a few reasons why.

Cost of Care

If you’ve looked into the cost of long term care, you know it’s expensive. Quite expensive, actually. In Texas, the average annual cost of …

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Senior Housing Market Continues to Thrive in Texas

Senior Housing Market Continues to Thrive in Texas

10,000 Baby Boomers turn 65 every day in the United States and will continue to do so for the next 16 years. As these Boomers begin leaving the workforce and settling into retirement, senior housing providers are scrambling to keep up with the demand for care that will soon be coming in full force.

Need for Long Term Care

Thanks in part to rapidly advancing technology, Americans are living longer than ever before and subsequently, we need more long term care than ever. Long term care refers …

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