Texas Announces Plans to Combine Medicare and Medicaid Benefits

For people who receive both Medicare and Medicaid benefits from the state of Texas, things might be getting a whole lot easier. The state of Texas just received approval from the federal government to test an idea that would combine the delivery of Medicare and Medicaid benefits to individuals enrolled in both programs.

Why the Change?

Officials say that the combination of the two services could help make it simpler for enrollees to receive their benefits while also potentially reducing costs for both the state and federal …

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Scathing New Report Reveals Texas Nursing Homes Lack Enforcement and Oversight and Recommends Closing Austin Facility

Scathing New Report Reveals Texas Nursing Homes Lack Enforcement and Oversight and Recommends Closing Austin Facility

Texas nursing homes are not being monitored enough and facilities with violations are not being properly penalized, according to a new report released by the Texas Department of Aging and Disability Services.

DADS Report

The Sunset Advisory Commission released the report earlier this month detailing issues found within the 13 state supported living centers in Texas and putting forth a number of recommendations for legislators. The report followed investigative coverage conducted by KVUE that revealed a rise in the prevalence of abuse in nursing homes across the …

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In Wake of National Nursing Home Week, Understanding How to Choose a Long Term Care Facility Is As Important As Ever

In Wake of National Nursing Home Week, Understanding How to Choose a Long Term Care Facility Is As Important As Ever

In light of National Nursing Home Week, which was celebrated May 11-17 this year, it seems prudent to discuss some current issues facing nursing homes across the state of Texas. Texas has had it’s fair share of negative light shone on nursing homes across the state, but two violent attacks in Houston long term care facilities recently brought the subject back into the spotlight again.

Do Your Research on Nursing Homes

The brutal occurrences, which left two men dead and one critically injured, bring up yet again …

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Texas Drops in Senior Health Ranking

Texas Drops in Senior Health Ranking

Texas seniors face a myriad of health problems and are stuck with some of the worst nursing home quality in the nation, according to a recent report.

Texas Falls in Ranking

The United Health Foundation released their annual Senior Health Report that ranks each state based on the health and healthcare of seniors in that state. This year, Texas ranked 41st on the list, dropping 2 spots from their ranking of 39 last year in 2013. Though the United States pays more per capita for …

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Texans Can Benefit from Long Term Care Partnership Program

Texans Can Benefit from Long Term Care Partnership Program

Have you devised a plan to pay for your health care costs in retirement? If you live in Texas, did you know that just one year of nursing home care costs more than $65,000? Are you prepared to cover that kind of cost should you suddenly need care? If not, a program exists in your state to help you plan.

Help Planning for Long Term Care

The Texas Long Term Care Partnership Program helps encourage long term care planning across the state of Texas. Long term care is becoming …

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Top Three Reasons People Don’t Plan for Long Term Care in Retirement

Top Three Reasons People Don’t Plan for Long Term Care in Retirement

Planning for retirement is something every one thinks about. Choosing a retirement destination, managing retirement accounts, and ensuring there will be adequate income during those years are common actions for people in their 40s and 50s who are looking further down the road towards their future. Planning for long term care, though, is often left out of the equation.

Long Term Care Myths

Somehow, many people plan their retirement quite meticulously, but forget to factor in one of the biggest costs that can hit during retirement: long …

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Shopping for Long Term Care Insurance Made Easy

Shopping for Long Term Care Insurance Made Easy

We speak with consumers every day, most of them interested in buying a Long Term Care Insurance policy. What we find is that many of them are overwhelmed or confused by their various options and therefore less willing to make a decision. That’s why we put so much time and effort into helping educate consumers about the different options and why it’s so important to plan ahead.

Shopping for Long Term Care Insurance is one thing that seems to be intimidating to people. Not only do …

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Harvard Report Addresses Caregiver Burden Amidst Rise in Long Term Care

Harvard Report Addresses Caregiver Burden Amidst Rise in Long Term Care

Unpaid care is the main source of long term care in the United States and with an increasing need for care comes an increasing burden on caregivers. A recent Harvard report tackles the issue of caregiver burden and its potential effects.

Long Term Caregivers

According to the report, an estimated 43.5 million friends and family are currently acting as unpaid caregivers for their loved ones. Although the majority of Americans aren’t prepared for the risk of becoming or needing a caregiver, an estimated 7 in 10 seniors …

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Long Term Care in Texas Costs How Much?

Long Term Care in Texas Costs How Much?

Living a long life isn’t an uncommon desire; in fact, it’s quite common to hear someone say they want to live to 100 years old (or even older!). With a long life come certain changes, though. Long term care is one of them. If you are planning to live a long life, you must also be prepared for the high financial risk that long term care poses.

Genworth Financial recently published their 2014 Cost of Care Survey, which details just how expensive long term care is …

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How Genworth Handles Policyholder Services

How Genworth Handles Policyholder Services

In a recent short video about Genworth’s Long Term Care Insurance division, President and CEO Tom McInerney addressed the company’s approach to policyholder services.

Consumer Needs

McInerney expressed what a fantastic job Genworth does of meeting the needs of consumers looking to get coverage for long term care. They also perform well when the consumer is in the most need, which is when they are actually making a claim.

Genworth has a great reputation in the industry, according to McInerney, of paying claims reliably and helping guide claimants …

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