Talking Retirement with Your Loved Ones

Talking Retirement with Your Loved Ones

The fear of not being able to care for yourself is common, especially among the elderly. Facing that fear alone can lead to financial and emotional disaster in the future, which is why it’s important to engage your family and discuss your plans with them before retirement.

Retirement Worries

Merrill Lynch released a study that helped identify the prevailing hopes and fears that dictate perception of retirement and long term care. The two top worries, they found, were outliving retirement savings and being a burden on family …

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Singing Show Tunes Boosts Brain Power in Dementia Patients

Singing Show Tunes Boosts Brain Power in Dementia Patients

The Society for Neuroscience 2013 conference this week in San Diego brought forth a multitude of new discoveries in the field. One in particular stood out to us, because it demonstrated an extremely simple way to help boost brain power of elderly patients with dementia.

Music Programming

Researchers at George Mason University evaluated the effect that listening to and singing songs has on dementia patients. They referred to the process as “music programming” and the results of their study seem promising.

Scientists conducted their study at a long …

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Ombudsman Programs Help Long Term Care Residents

Ombudsman Programs Help Long Term Care Residents

When the time comes for someone to need long term care, it is typically because they are unable to perform some daily tasks on their own. Bathing, dressing, cooking, food preparation, and getting around with ease are some of the activities that people are likely to need help with when they are in a long term care setting.

Nursing Homes

For those individuals who need more supervised care, nursing homes are often the choice. Medical assistance is provided more readily at nursing homes, so the patients tend …

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How to Protect Against the Risk of Long Term Care

How to Protect Against the Risk of Long Term Care

As long term care makes its way to the forefront of the mainstream news, largely in part because of the Congressional Commission on Long Term Care, more Americans are finally beginning to understand the implications of this type of care.

Too Big to Ignore

Long term care is something that the majority of people simply don’t want to think about, so they simply don’t. Instead of trying to plan for the risk of long term care, too many people ignore the risk of long care and wrongly …

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Northwestern Mutual Study Shows Retirement Dynamics are Changing

Northwestern Mutual Study Shows Retirement Dynamics are Changing

More Americans are getting used to the idea that they won’t be retiring at 60, and not at 65, either. The average age of estimated retirement continues to climb, with many expecting to work until they are 70 or 80.

Retiring Later

A Northwestern Mutual study conducted in 2013 found that only 56% of Americans are financially prepared for retirement. This is a major gap in retirement planing, which explains the reason so many keep pushing back the year of their retirement. But what caused this gap …

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